Valkeisvaarantie 10, 93830 Kuusamo, Finland, Kuusamo, Finland. - Hero Image
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Valkeisvaarantie 10
Kuusamo

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Antti Suhonen
Antti Suhonen
Presented At
€689,000
Bedrooms
2
Bathrooms
2
Living
1,292
SQFT
Stories 2
Fireplace
High Ceiling
Open Kitchen
Air Conditioning
Kitchen island
Laundry Room
Jacuzzi
Sauna
Terrace
Garage
Pergola
Outdoor Living Space
Parking
Garden
Private Beach
Outdoor Kitchen
Beachfront
Lakefront
High Altitude
Hilltop
Mountain View
Privacy
Panoramic / Scenic View
Modern
Investment Property
New Builds
Valkeisvaarantie 10, 93830 Kuusamo, Finland, Kuusamo, Finland. - Photo 1
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Valkeisvaarantie 10, 93830 Kuusamo, Finland, Kuusamo, Finland. , Kuusamo , Kuusamo

Modern villa with breathtaking view

Stunning modern villa on the ridge with a private beach! Incredible views stretch far into the horizon and the surrounding mountain scenery changes color with the seasons. This ultra-modern villa with views of its beach is located on the beautiful ridge in the embrace of the magnificent mountain nature of Ruka. The plot slopes down from the ridge towards Lake Viipusjärvi to its shore, offering stunning views from the villa. The villa on its beach is unrivaled. The breathtakingly magnificent views stretch for tens of kilometres and on a clear day you can admire the fjord silhouette and scenery from the comfort of your sofa. The impressive villa is crowned by a spacious and bright living room, kitchen, and dining area with a high ceiling height and a single space to spend time with family and friends. The elegant fireplace provides a warm and cozy atmosphere for gatherings on dark evenings. With windows reaching almost to the ceiling, the view is spectacular for miles around. The stylish black kitchen has quality appliances to satisfy even the most demanding chef, and the kitchen island divides the space nicely. The dining area is bathed in light and the stunning views through the windows crown the shared dining experience. Next to the dining area, there is also a nice-sized terrace to enjoy the warm spring and summer days. The villa has two spacious and bright bedrooms. The large windows bring the surrounding mountain scenery into the bedrooms. There is plenty of storage space in the cupboards, so you can easily unpack your belongings for your holiday. The sauna area in the basement will leave no one cold. In addition to the sauna, the lower floor of the villa has a bathroom, a lounge with utility room features such as a washing machine and drying cupboard, and a glazed patio with a stylish hot tub and fireplace. The glazed terrace on the lower floor also offers spectacular views of the mountain landscape. The villa also has a second separate toilet. This elegant and spectacular villa was completed in 2023. The colour scheme of the villa exudes elegance and the materials are of high quality. The villa is situated on a beautiful ridge offering stunning views of the surrounding nature and for miles around. The adjacent Lake Viipusjärvi brings opportunities for fishing and enjoying the water in many ways. Ski trails, hiking trails, and toboggan runs can be accessed directly from your yard. Recreational opportunities can be found right from your front door. This villa is on a quiet plot, within a short drive of all amenities.

Property

3D Street View Tour

Map showing Valkeisvaarantie 10, 93830 Kuusamo, Finland, Kuusamo, Finland.

Property Location

Valkeisvaarantie 10, 93830 Kuusamo, Finland, Kuusamo, Finland., Kuusamo Kuusamo

Local Weather & Climate

Kuusamo, Kuusamo

Current Conditions Updated recently
-22 °F
Broken clouds
Feels Like -22°F
Humidity 100%
Wind 2 mph
Visibility 5.4 mi
Sunrise 7:06 AM
Sunset 1:27 PM
5-Day Forecast
Sat 31 Jan
Clouds
High -8°
Low -22°
Sun 1 Feb
Clouds
High 4°
Low -2°
Mon 2 Feb
Clouds
High 6°
Low -11°
Tue 3 Feb
Clouds
High 3°
Low -14°
Wed 4 Feb
Clouds
High 14°
Low -7°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Kuusamo?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kuusamo. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $68,900,000 20% down ($13,780,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$5,921
$5,921/day
Your home may appreciate while you sleep
$41,558/week $180,084/mo $2,161,005/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$37.9M
vs
OWN 📈 +$53.8M
$53.8M Potential Equity
vs $37.9M lost to rent over 10 years
$13.8M Down Payment Growth
3.9x
10yr
$53.8M
8.1x
20yr
$111.3M
12.6x
30yr
$174.0M
Wealth Comparison
×414
Equivalent to 414 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $174.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $81.1M +18%
Market $93.8M +36%
Optimistic $108.3M +57%
$53.8M est. equity
20 Years
Conservative $95.6M +39%
Market $127.8M +85%
Optimistic $170.2M +147%
$111.3M est. equity
30 Years
Conservative $112.5M +63%
Market $174.0M +153%
Optimistic $267.4M +288%
$174.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Valkeisvaarantie 10, 93830 Kuusamo, Finland, Kuusamo, Finland features 2 bedrooms with 1,292 square feet of living space.
This property offers 1,292 square feet of living space.
This property is listed at $68,900,000, which equals $53328 per square foot.
Based on current market indicators, Kuusamo shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Kuusamo, Kuusamo. The property is situated in an established neighborhood with convenient access to local amenities and services.
Antti Suhonen

Antti Suhonen

Kuuru LKV

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